• BANKING BUSINESS STRATEGIC MANAGEMENT

BANKING BUSINESS STRATEGIC MANAGEMENT

Cesim Bank, a banking and finance business simulation has been developed to facilitate understanding of the front and back office operations of a bank, and their interaction in a competitive environment.

This business simulation has been developed by the world's leading experts in the field of learning through action products - CESIM OY of Finland.

WATCH THE INTRODUCTORY VIDEO

FOCUS

Strategic management, operational management of the front and back offices, credit portfolio management, risk management.

TARGET AUDIENCE

Top management, senior and middle management, business unit directors, cadre reserve, in-house corporate universities, top management development programmes.

PARTICIPANT TASKS

The task for the participating teams is to manage a bank with several front and back office operations in a single geographical market. In the role of a bank manager, the teams will be responsible for consumer and business clients, lending and borrowing, front office and back office, and customers with deposits, mortgages and other credit products and investments. They’ll have personnel to manage, IT systems to maintain and develop, risk metrics to keep in check, regulators to report to and capital markets to raise financing from, provided that they are pleased with the way the bank is managed.

The strategies developed by the teams cover pricing of credit and deposit products, balancing risks and the growth of the balance sheet, solvency regulation, sergmentation, debitor management, launching new investment products, IT systems development. 

KEY DEVELOPMENT AREAS

• Pricing of credit and deposit products.

• Balancing risks and the growth of the balance sheet.

• The division of bank funding sources into core deposits and managed liabilities.

• Understanding of the bank income statement, profit & loss and balance sheet.

• The interaction between central bank and commercial banks. Bank specific solvency and liquidity measures and regulation according to international standards.

• Bank specific terminology and results presentation including many unique financial ratios.

• Uniqueness of money as the bank’s core product.

• Profitability of different customer segments and products.

• Understanding basic banking products and services and how they relate to each other.

KEY SUCCESS FACTORS

Success is measured and benchmarked by both operational and financial key indicators including assets under management, deposit and credit product growth, bank image, risk metrics, credit rating, net interest margin, cost / income ratio, credit impairments, net profit margin, return on assets, return on equity etc.

The ultimate indicator in the simulation is the total shareholder return p.a., which consolidates all the key success factors into one measurable criterion that can be used to compare the performance of each team.

EXPECTED ACHIEVEMENTS

• Better understanding of a bank as a business with all the complexity of the international business transactions in a dynamic competitive environment.

• Better understanding of each management-related discipline both individually and collectively.

• Perception of the interrelation between various business areas and financial consequences of some strategical and operational decisions.

• Team work and collective problem resolution experience

• Improvement of cross-functional interaction between the management and regular banking units employees

DURATION

2 training days

AVAILABLE LANGUAGES

Russian, English

Featured below are our Customers who have enjoyed a successful experience with Cesim Bank business simulation: